Orfelia Mayor

Been There – Done That!

Many attorneys will tell you that they understand what you are going through. How many can tell you that they’ve gone through it themselves? I can. As a young, newly divorced, mother of a six month old and a three year old, I came to that crossroad of “Pay my creditor so they stop harassing me or take care of my family.” My income was just reduced by 50% but the bills stayed at 100%. The creditors were calling and I came to that point where I had to decide whether to make that minimum payment or buy diapers and formula for the baby. I chose my family and a fresh start. I’ve never regretted that decision.

Now, I filed bankruptcy when there was no recession, no pandemic and no generational event that caused thousands of other people to file also. Back in the 1980’s, bankruptcy was still stigmatized and it was not something that was viewed favorably. I fully understand the struggle to decide that bankruptcy is your best and only option. I’m also here to tell you, as someone who knows, “yes, I got a fresh start and it felt like a tremendous weight had just lifted from my shoulders!” Filing a Chapter 7 bankruptcy restored my peace of mind and it allowed me to focus on what was truly important – my family and rebuilding my life after a divorce and a bankruptcy. I cannot begin to tell you how liberating it was to have that fresh start and to eliminate those harassing phone calls that were a daily reminder that I owed money.

Luckily, times have changed and people now recognize a Chapter 7 bankruptcy or a Chapter 13 bankruptcy for what it is: Availing yourself to the federal bankruptcy laws that allow you to get a fresh start. Anyone that tells you that you’re a deadbeat or “less than” for filing bankruptcy is simply misinformed. But other people’s opinions really don’t matter. You are the one that needs to decide that you need a fresh start and that you deserve one. Your “credit life” doesn’t end with bankruptcy – it gets a fresh start and you get to rebuild that again – don’t let anyone tell you otherwise.

To help you rebuild your credit, I am the only bankruptcy attorney that will give you a free membership with a company that will guide you on how to effectively rebuild your credit. Why? Because the world runs on credit and rebuilding it is essential. It’s also not that hard to rebuild credit when you understand how to do it. I have contracted with 720 Credit Score to provide this service free of charge to my clients. I pick up the tab.
Value Added Bankruptcy Services

If you’re experiencing financial stress, schedule a free consultation. Our main office is in Cooper City and easily accessible from anywhere in Broward County. Even if you pass two or three bankruptcy attorneys on the way to our office, I’m 100% convinced that no other bankruptcy attorney in Broward County offers the value that we do to our clients. Don’t mistake price with value. We care about the outcome of your case and we also care about what happens after the case is closed. If you think you can’t afford to pay bankruptcy attorney fees – take a look at the many different payment options that we offer.

Our mission is simple: Everyone deserves a fresh start and it’s our goal to remove barriers and make that happen. It doesn’t matter where in Broward County that you live. We are within a 15-30 minute drive of Coral Springs, Sunrise, Hollywood or Plantation, Davie, Miramar, Tamarac, Fort Lauderdale and Pembroke Pines. You owe it to yourself to take us up on our free bankruptcy consultations and find out what your debt relief options are!

See you soon!